Please read these terms carefully before using My Financial Position. By creating an account, you agree to be bound by these terms.
Effective date: 7 April 2026 • Last updated: 7 April 2026
By accessing or using My Financial Position (the “Service”), operated by My Financial Position ABN (pending registration), you agree to be bound by these Terms and Conditions (“Terms”). If you do not agree to these Terms, do not use the Service.
These Terms constitute a legally binding agreement between you (“User”) and My Financial Position (“we”, “us”, or “our”). We reserve the right to update these Terms at any time. Continued use of the Service after changes constitutes acceptance of the updated Terms.
My Financial Position is a personal financial tracking and planning tool that allows users to record their assets, liabilities, income, expenses, and financial goals. The Service provides tools including but not limited to: budget planning, net worth tracking, debt management, milestone tracking, financial forecasting, and peer comparison against Australian benchmarks.
The Service is a self-reporting tool only. We do not connect to your bank accounts, access your financial institution data, or execute any financial transactions on your behalf.
My Financial Position does not provide financial advice. All content, tools, calculations, comparisons, forecasts, and information provided through the Service are for general informational and educational purposes only. Nothing on this platform constitutes financial, investment, legal, accounting, or tax advice.
The information provided does not take into account your individual financial situation, objectives, or needs. Before making any financial decisions, you should seek independent advice from a licensed financial adviser, accountant, or other qualified professional.
We do not hold an Australian Financial Services Licence (AFSL) and are not authorised to provide financial product advice.
You must be at least 18 years of age to create an account and use the Service. By registering, you represent and warrant that:
To access certain features of the Service, you must register for an account using a valid email address and password. You are responsible for:
We reserve the right to suspend or terminate accounts at our discretion, including for violation of these Terms.
All financial data you enter into the Service is stored securely on our servers. We do not sell your personal data to third parties. Your data is used solely to provide and improve the Service.
By using the Service, you grant us a limited licence to store and process your data for the purpose of providing the Service. You retain ownership of all data you enter.
Please review our Privacy Policy for full details on how we collect, use, and protect your information.
You may request deletion of your account and all associated data at any time by contacting us at support@myfinancialposition.com.au.
While we strive to ensure the accuracy of all calculations, benchmarks, and comparisons provided by the Service, we make no warranty or representation that any information, data, calculation, or output is accurate, complete, current, or suitable for your circumstances.
Australian benchmark data used for peer comparisons is sourced from publicly available statistical datasets (including ABS, ASFA, and RBA publications) and may not reflect the most current figures. These benchmarks are indicative only.
You use all information provided by the Service at your own risk.
You agree not to use the Service to:
All content, design, code, branding, text, graphics, and materials on the Service (“Our Content”) are owned by or licensed to My Financial Position and are protected by Australian and international intellectual property laws.
You are granted a limited, non-exclusive, non-transferable licence to access and use the Service for personal, non-commercial purposes. You may not copy, reproduce, modify, distribute, or create derivative works from Our Content without our express written permission.
To the maximum extent permitted by law, My Financial Position and its operators, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising from:
Nothing in these Terms limits liability for death, personal injury, or fraud caused by our negligence, or any other liability that cannot be excluded under Australian Consumer Law.
You agree to indemnify, defend, and hold harmless My Financial Position and its operators from any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your violation of any rights of a third party.
We do not guarantee that the Service will be available at all times or without interruption. We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice.
We may update, change, or remove features of the Service at our discretion. We are not liable to you or any third party for any such modification, suspension, or discontinuation.
The Service may contain links to third-party websites or resources. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content, privacy practices, or availability of any third-party sites. Your use of third-party sites is at your own risk.
You may terminate your account at any time by contacting us at support@myfinancialposition.com.au. Upon termination, your right to use the Service ceases immediately.
We may terminate or suspend your access immediately, without prior notice, if you breach these Terms or if we are required to do so by law.
We reserve the right to modify these Terms at any time. When we make material changes, we will notify registered users by email at the address associated with their account, and by posting the updated Terms on this page with a revised effective date.
If you have an account, we may also notify you of changes via in-app notification or a notice on your dashboard. Your continued use of the Service after the effective date of any changes constitutes your acceptance of the updated Terms.
If you do not agree to the revised Terms, you should stop using the Service and may request account deletion by contacting us at support@myfinancialposition.com.au.
These Terms are governed by and construed in accordance with the laws of Queensland, Australia. You irrevocably submit to the exclusive jurisdiction of the courts of Queensland for the resolution of any disputes arising from these Terms or your use of the Service.
If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
If you have any questions about these Terms, please contact us: