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Built on real ABS data

See exactly where you stand
in 90 seconds.

The only tool that compares your finances to real Australians your age — not US averages. Get your financial age, peer ranking, wealth forecast, and personalised next steps.

· No bank login · Takes 90 seconds

AJ
Hi Alex 👋
Updated just now · QLD
Live
YOU'RE IN THE
Top 22%
of Australians aged 28–34 · 4 yrs ahead
Net worth
$312k
↑ $18.2k this year
Financial age
32 yrs
You're 29 · 4 yrs ahead
Net worth · 6 months $312k +6.6%
🎯
YOUR NEXT MOVE
Bump super by 2% → hit $350k 14 months sooner

Everything you need to understand your money

Built specifically for the Australian financial system

📊
Financial Position Score
Your financial age, peer ranking, and where you stand compared to Australians your exact age group.
YOU'RE IN THE
Top 22%
of Australians aged 28–34
📈
Wealth Forecast
See where your money will be in 5, 10, or 25 years. Set asset targets with emoji markers.
💰
Smart Budget Planner
Categorise spending into Foundational, Discretionary, and Savings. Professional budgeting.
Foundational
Discretionary
Savings
🎮
Game Plan Simulators
Buy vs rent, invest vs pay off debt, super vs invest outside. Run the numbers before you decide.
🎯
Milestone Tracking
Set financial goals, track progress with visual bars, celebrate when you hit targets.
Emergency fund · $8k of $11k
0%72%100%
🏆
Wealth Score
One number that captures your overall financial health. Six components, updated in real time.
72 /100
Overall wealth score

See everything at a glance

Your dashboard brings it all together — net worth, KPIs, forecast, spending breakdown, and retirement outlook in one calm, clear view.

NET WORTH
$312k
↑ $18.2k this year · 78th percentile
TOTAL ASSETS
$387k
super + savings + investments
TOTAL DEBT
$75k
HECS + personal loan
Net worth over time $312k +6.6%
— You - - Peer median
Source: ABS Household Income and Wealth Survey 2021–22

Built for Australians who want the truth about their finances.

Not the US version. Not a financial adviser's pitch. Just honest data about where you actually stand.

🤔
You’re doing okay — but you wonder if you could be doing better
👀
You compare yourself to friends and aren’t sure where you actually stand
🎯
You want to know if you’re on track for retirement — without paying for advice

Up and running in 2 minutes

No lengthy setup. Enter your numbers, get your position. It's that simple.

1

Enter 5 numbers

Enter your age, income, savings, super and net worth. Takes about 90 seconds to see your result.

2

Discover your ranking

See your percentile ranking across 6 categories. Find out your financial age — are you ahead or behind where you should be?

3

Know your next move

Get a plain-English summary of your position and what would improve it most. Small changes today compound into years of financial advantage.

Australians finally know where they stand

Real people. Real numbers. Real clarity.

★★★★★

“I was convinced I was behind — juggling rent and HECS while everyone else seemed to be buying houses. Ran my numbers here and found out I was in the top 28% for my age. That one fact completely changed how I approached saving.”

PM
Priya M.
Age 29 · Melbourne VIC
✓ Verified user
★★★★★

“The forecast showed me I'd hit $1.1M net worth by 60 at my current trajectory. I didn't believe it, so I rechecked everything. Now I actually care about my super contributions — and I've bumped them twice since.”

TG
Tom Gallagher
Age 36 · Perth WA
✓ Verified user
★★★★★

“I'd been comparing myself to US financial benchmarks and feeling like I was failing. Switched to Australian numbers here — turns out I'm in the top 22% for my age group. Completely different picture.”

CN
Chloe Nguyen
Age 27 · Brisbane QLD
✓ Verified user

Built on real Australian data

Every benchmark is sourced from official Australian statistics, updated annually.

ABS
Australian Bureau of Statistics
Household Income and Wealth Survey 2021–22. The most comprehensive measure of Australian net worth by age.
ASFA
Superannuation Funds of Australia
Retirement standard projections and recommended superannuation balances by age group.
RBA
Reserve Bank of Australia
Financial Stability Review data on household balance sheets and savings rates across Australia.

All benchmarks updated annually. For educational comparison only. View methodology →

Common questions

Everything you need to know before you get started.

Yes — completely free. No premium tier, no trial that expires, no credit card required. We built this so every Australian can understand their financial position, not just those who can afford a financial adviser.
No. We never ask for bank logins or third-party connections. You manually enter your figures — assets, income, savings, super, debts. This keeps your data private and puts you in full control.
Benchmarks are sourced from the ABS Household Income and Wealth Survey, ASFA retirement projections, and the RBA Financial Stability Review. They’re updated annually and segmented by age group — giving you a meaningful Australian comparison, not US or global averages.
Your data is encrypted and never sold or shared with third parties. The tool is designed to give you a private, anonymous view of your position — you only enter what you’re comfortable sharing, and no information is ever attributed to your identity.
Any Australian aged 18–65 who wants to understand how they’re tracking financially. Whether you’re just starting out, actively building wealth, or approaching retirement — knowing where you stand relative to your peers is genuinely useful. No financial background required.
No. My Financial Position provides educational comparisons and benchmarks only, not personal financial advice. We help you understand where you stand — what you do with that information is your call. For personalised advice, speak to a licensed financial adviser.
The ATO publishes income data but not comprehensive net worth or savings benchmarks. My Financial Position uses ABS Household Income and Wealth Survey data, which covers total assets, debts, super and savings — giving a more complete financial picture than income alone.
Benchmarks are medians — half of Australians are above, half below. If you’re in a high cost-of-living city, work in a high-paying industry, or compare yourself to social media, you’ll often feel behind even when you’re well ahead of the median. Our tool shows you the actual data.

Financial insights for Australians

Data & Benchmarks
Australian net worth by age
Read more →
Superannuation
How much super should I have?
Read more →
Income
Average Australian salary by age
Read more →
Budgeting
The 50/30/20 rule in Australia
Read more →

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